HOW TO BUY
Buying a home can seem like a complicated process, which is why we are here to help you every step of the way - making the process as easy as possible.
Please go to 'our homes' page for more information on the 1 remaining Harvard property available to buy at The Residence Lakeside or contact our sales team on 01302 898571 or firstname.lastname@example.org
HELP TO BUY
The Government backed Help to Buy equity loan scheme is available for first-time buyers and those looking to move up the property ladder, allowing buyers to purchase a brand new home with just a 5% deposit.
|You need just a 5% deposit to buy a new build home.|
|On qualification, the Government will lend you up to 20% of the value of a property in the form of an equity loan which can be repaid at any time or on the sale of your home.|
|You then need to secure up to a 75% mortgage from a bank or building society.|
- Help to Buy is available to all potential and existing homeowners and there is no salary cap or joint income limit applied.
- The scheme covers applicable new build properties up to the value of £600,000.
- It will run until April 2020
- The loan is interest free for the first five years. In the sixth year, you will be charged a fee of 1.75% of the loan's value. The fee will increase every year and this increase is worked out by using the Retail Price Index plus 1%.
*The Help to buy scheme is available on selected plots only.
Subject to terms and conditions and acceptance of the Help to Buy scheme.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
Full terms and conditions are available on request. See more at www.helptobuy.org.uk
We currently offer a part exchange scheme at The Residence, Lakeside. Please contact our sales team at email@example.com or call 01302 898571 to discuss further.
Our sales team can introduce you to our team of Independent Professional Advisers who will be able to offer expert assistance specific to your needs for buying your investment including financial advisors and rental experts.
Parents no longer need a hefty nest egg before they can help their children onto the property ladder. There are many other relatively risk-free ways parents can help their child, whether freeing equity from their own home, or acting as a guarantor on their child's mortgage. Speak to one of our Sales Advisors for the full range of buying options available.